Humber/Ontario Real Estate Course 2 Exam Practice

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Prepare for the Ontario Real Estate Exam with our comprehensive Humber Course 2 Exam Practice quiz. Engage with multiple choice questions and detailed explanations, designed to help you excel.

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Why might an insurance company be hesitant about fire coverage for a historic home?

A home has 100-amp electric service
The main electric disconnect is separate from the distribution panel
A vintage knob-and-tube wiring system may exist in the home
The home has a modern 10-circuit distribution panel
The home lacks modern insulation standards
The home has a brick exterior

The correct answer is: A vintage knob-and-tube wiring system may exist in the home

An insurance company might be hesitant about fire coverage for a historic home because of the potential presence of a vintage knob-and-tube wiring system in the home. Knob-and-tube wiring is an older electrical wiring system that can pose a higher risk of fire compared to modern electrical systems. Insurance companies are typically concerned about potential fire hazards when insuring properties, and knob-and-tube wiring is often seen as a red flag due to its age and increased fire risk. Therefore, the presence of knob-and-tube wiring in a historic home could make an insurance company hesitant to provide fire coverage for the property. Options A, B, D, E, and F are not directly related to the increased fire risk associated with knob-and-tube wiring, which is why they are not the correct answer in this context.